{"id":1869,"date":"2025-05-13T17:59:16","date_gmt":"2025-05-14T00:59:16","guid":{"rendered":"https:\/\/aams24.com\/cms\/?page_id=1869"},"modified":"2025-05-30T10:42:00","modified_gmt":"2025-05-30T17:42:00","slug":"lower-your-credit-card-fees-now-with-aas-fully-compliant-surcharge","status":"publish","type":"page","link":"https:\/\/aams24.com\/cms\/index.php\/en\/lower-your-credit-card-fees-now-with-aas-fully-compliant-surcharge\/","title":{"rendered":"Lower Your Credit Card Fees with Compliant Surcharge"},"content":{"rendered":"\n<div class=\"wp-container-15 wp-block-columns\">\n<div class=\"wp-container-14 wp-block-column\">\n<h2 class=\"has-text-align-center has-white-color has-vivid-cyan-blue-background-color has-text-color has-background\">Cut your card costs with a Legal Surcharge program!<\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" width=\"676\" height=\"1024\" src=\"https:\/\/aams24.com\/cms\/wp-content\/uploads\/2025\/05\/Cut-your-Card-Fees-by-73.png\" alt=\"\" class=\"wp-image-2214\" srcset=\"https:\/\/aams24.com\/cms\/wp-content\/uploads\/2025\/05\/Cut-your-Card-Fees-by-73.png 676w, https:\/\/aams24.com\/cms\/wp-content\/uploads\/2025\/05\/Cut-your-Card-Fees-by-73-198x300.png 198w, https:\/\/aams24.com\/cms\/wp-content\/uploads\/2025\/05\/Cut-your-Card-Fees-by-73-173x262.png 173w, https:\/\/aams24.com\/cms\/wp-content\/uploads\/2025\/05\/Cut-your-Card-Fees-by-73-330x500.png 330w, https:\/\/aams24.com\/cms\/wp-content\/uploads\/2025\/05\/Cut-your-Card-Fees-by-73-264x400.png 264w, https:\/\/aams24.com\/cms\/wp-content\/uploads\/2025\/05\/Cut-your-Card-Fees-by-73-600x909.png 600w\" sizes=\"(max-width: 676px) 100vw, 676px\" \/><\/figure><\/div>\n\n\n<div class=\"wp-container-2 wp-block-columns\">\n<div class=\"wp-container-1 wp-block-column\">\n<p>     <\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-container-5 wp-block-columns\">\n<div class=\"wp-container-3 wp-block-column\" style=\"flex-basis:33.33%\">\n<h3 class=\"has-text-align-center has-black-color has-pale-cyan-blue-background-color has-text-color has-background\">Surcharge <\/h3>\n<\/div>\n\n\n\n<div class=\"wp-container-4 wp-block-column\" style=\"flex-basis:66.66%\">\n<p class=\"has-black-color has-text-color\">is an extra fee a merchant charges the customer to cover part or all of the credit card processing fee paid to card networks.<br>This lets the merchant recover the cost of acceptance.<\/p>\n\n\n\n<p class=\"has-black-color has-text-color\">\u2705 <strong>Purpose:<\/strong><br>Reduce the merchant\u2019s cost burden by passing on card processing fees.<\/p>\n\n\n\n<p class=\"has-black-color has-text-color\">\u2705 <strong>Structure:<\/strong><br>Transaction amount \u00d7 surcharge rate (e.g., 2.5%\u20133.0%)<\/p>\n\n\n\n<p class=\"has-black-color has-text-color\">\u2705 <strong>When applied:<\/strong><br>Notified at the payment approval stage, then added.<\/p>\n\n\n\n<p class=\"has-vivid-red-color has-luminous-vivid-amber-background-color has-text-color has-background\"><strong>\u26a0 Note:<br>A surcharge is an added cost paid by the customer on top of the purchase amount.<\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-container-8 wp-block-columns\">\n<div class=\"wp-container-6 wp-block-column\" style=\"flex-basis:33.33%\">\n<h3 class=\"has-text-align-center has-black-color has-pale-cyan-blue-background-color has-text-color has-background\">Follow California Law &amp; Card rules!<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-container-7 wp-block-column\" style=\"flex-basis:66.66%\">\n<p class=\"has-black-color has-text-color\">\u2705 <strong>California Law<\/strong><\/p>\n\n\n\n<ul><li>Menu prices must reflect cash payment amounts.<\/li><li>Surcharge must be clearly shown on receipts and payment screens.<\/li><\/ul>\n\n\n\n<p class=\"has-black-color has-text-color\">\u2705 <strong>Major Card Brand Rules<\/strong><\/p>\n\n\n\n<ul><li><strong>Visa:<\/strong> Only actual processing costs can be passed; capped at 3%.<\/li><li><strong>Mastercard:<\/strong> Allowed for cost recovery; must notify at least 1 month in advance.<\/li><li><strong>American Express:<\/strong> Generally prohibits surcharges.<\/li><\/ul>\n\n\n\n<p class=\"has-vivid-red-color has-luminous-vivid-amber-background-color has-text-color has-background\"><strong>\u26a0  Bottom Line:<br>Surcharge cannot exceed 3%.<\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-container-11 wp-block-columns\">\n<div class=\"wp-container-9 wp-block-column\" style=\"flex-basis:33.33%\">\n<h3 class=\"has-text-align-center has-black-color has-pale-cyan-blue-background-color has-text-color has-background\">Illegal &amp; wrong advertising cases<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-container-10 wp-block-column\" style=\"flex-basis:66.66%\">\n<ul><li><strong>Advertising surcharges over 3% (e.g., 3.5%, 4%)<\/strong><br>\u202f\u2192 This is not a compliant surcharge program.<\/li><li><strong>Claiming surcharge reduces card fees to $0<\/strong><br>\u202f\u2192 False! Debit and Amex cards are excluded, so $0 is impossible.<\/li><\/ul>\n\n\n\n<p class=\"has-vivid-red-color has-luminous-vivid-amber-background-color has-text-color has-background\"><strong>\u26a0 Beware of exaggerated or false advertising!<br>Violations can result in fines of $1,000 per incident.<\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"has-text-align-center has-white-color has-vivid-cyan-blue-background-color has-text-color has-background\">We deliver COMPLIANT Surcharge solutions you can trust!<\/h2>\n\n\n\n<div class=\"wp-container-13 wp-block-columns\">\n<div class=\"wp-container-12 wp-block-column has-pale-cyan-blue-background-color has-background\">\n<p class=\"has-text-align-center has-black-color has-text-color\"><strong>Reduce card costs with up to 3% legal surcharge<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-black-color has-text-color\"><strong>Clear disclosure on receipts and payment screens<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-black-color has-text-color\"><strong>One-stop service: from signup to setup to full support<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-container-19 wp-block-columns\">\n<div class=\"wp-container-16 wp-block-column\">\n<ul><li>Contact us now \u2014 our experts will guide you from setup to operation!<\/li><\/ul>\n<\/div>\n\n\n\n<div class=\"wp-container-18 wp-block-column\">\n<div class=\"wp-container-17 wp-block-buttons\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100\"><a class=\"wp-block-button__link has-luminous-vivid-orange-background-color has-background\" href=\"tel:8772520379\"><strong>CALL 877-252-0379<\/strong><\/a><\/div>\n\n\n\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100\"><a class=\"wp-block-button__link has-luminous-vivid-orange-background-color has-background\" href=\"mailto:aa@aams24.com\"><strong>EMAIL: aa@aams24.com<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Cut your card costs with a Legal Surcharge program! Surcharge is an extra fee a merchant charges the customer to cover part or all of the credit card processing fee paid to card networks.This lets the merchant recover the cost of acceptance. \u2705 Purpose:Reduce the merchant\u2019s cost burden by passing on card processing fees. \u2705 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1291,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/home7.php","meta":{"om_disable_all_campaigns":false,"_mi_skip_tracking":false},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/aams24.com\/cms\/index.php\/wp-json\/wp\/v2\/pages\/1869"}],"collection":[{"href":"https:\/\/aams24.com\/cms\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/aams24.com\/cms\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/aams24.com\/cms\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/aams24.com\/cms\/index.php\/wp-json\/wp\/v2\/comments?post=1869"}],"version-history":[{"count":41,"href":"https:\/\/aams24.com\/cms\/index.php\/wp-json\/wp\/v2\/pages\/1869\/revisions"}],"predecessor-version":[{"id":2218,"href":"https:\/\/aams24.com\/cms\/index.php\/wp-json\/wp\/v2\/pages\/1869\/revisions\/2218"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aams24.com\/cms\/index.php\/wp-json\/wp\/v2\/media\/1291"}],"wp:attachment":[{"href":"https:\/\/aams24.com\/cms\/index.php\/wp-json\/wp\/v2\/media?parent=1869"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}